Terms and Condition

At Short Term Payday we have set forth our terms and conditions, abiding by which is mandatory. So, make sure that you have read them carefully ahead of browsing through the website. If for any reason you are unable to comply with the terms then please navigate away immediately.

All information and date available in this website are generic. They are simply meant to provide you general assistance in managing your finances. Thus, we would like to recommend you to seek advice from financial advisers ahead of taking loan borrowing decision. We can only help you to identify your financial needs and manage your money better.

You are prohibited from using this website for any purpose that is unlawful. Posting or transmitting any material available in the website is illegal as well. But you are free to collect any information for personal purpose. You can also visit the website anonymously.

We can assure you that the website will be available for 24/7. But we will in no way be liable if for any reason the website is unavailable at any time and for any period. We may also suspend access to the website temporarily without any notice due to maintenance, system failure or any other reason.

You can find various third party links available throughout the website. These links are solely provided for your reference purpose only. We do not have any control over these websites and the material found within it. Thus, if you decide to access the third party links you will have to do it entirely at your own risk. We will in no way be responsible for the accuracy and quality of the content of any third party material.

As we expand our services we may make changes in the terms and condition as well. Any changes made to the terms will be published in the website. So, you are requested to go through them carefully every time you visit us.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow $500 over 12 weeks, the Establishment fee (up to 20% of principal) is $100 and the total Monthly Fee (up to 4% of principal) is $60