Short Term Payday is a one stop destination where we offer easy comparison services of small loan deals. We are not involved in direct loan lending. But with us you can rest assured to get complete assistance in finding the loan deal of your choice. We also offer comparison tools that are easy to use and will save you from visiting one lender to another.

Payday Loans

If you are days away from your payday and you need to take care of urgent expenditures then apply for payday loans. These are short term loans and fall under unsecured form. Therefore, there is no need of pledging any collateral against the borrowed money. Enough cash to fix any small cash crunches can be obtained upon approval against these loans. You can freely spend the cash for any purpose as long as you are confident about making timely repayment of the borrowed money.

In order to obtain payday loans you will have to fulfill a few preconditions. Only if you can confirm about your Australian citizenship and have a fixed monthly income you can qualify for this loan. You need to keep in mind that such preconditions may not be same for every lender. So, take your time to go through them ahead of signing the deal.

No matter what amount of cash you opt for, repayment should be done as per schedule. Failure to pay off on time can result into serious monetary issues. Your credit status may suffer as well. Every time you miss the repayment date, additional fee will get added and rate of interest will shoot up as well.

Short term loans

Taking care of short term expenditures can be made easy with short term loans. Whether your car broke down all of a sudden or you need to take care of unexpected expenses, this loan can be a quick and handy solution. With us you can easily compare these deals by different lenders and choose what best suits you. We also have loan calculators to help you estimate the cost of the loan you are applying.

No collateral is required to be pledged against short term loan as they fall under unsecured form. Even if you have tenancy status or unwilling to put risk on your valuable asset you can still qualify for this loan. Since these are short term loan, they are offered for short tenure.

Once you have received approval, the borrowed money will be wired directly into your account. You can freely spend the received cash in any way you want. But you need to be confident about making timely repayment of the money you have borrowed.

Repayment should be taken seriously. Failed or missed payment can result into serious financial issues. This can also affect your current credit status and make it difficult for you to get a loan in future. So, repay as per schedule and stay away from such financial trouble.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow $500 over 12 weeks, the Establishment fee (up to 20% of principal) is $100 and the total Monthly Fee (up to 4% of principal) is $60