Rates and Terms

We charge no fee at Short Term Payday for opting for any of our loan services. Online registration procedure is absolutely free of charges. Once you have registered with us we will process your loan request and forward it to suitable lenders as per your requirement. With us you can get complete detail about the loan term, rate and fee, APR information and consequences of late repayment. Make sure that you carefully review all the terms of a loan before signing the loan agreement.

Rates and terms differ from one lender to another. Charges usually depend on the amount of money borrowed and the duration of a loan. So, do take you time to read the terms carefully before choosing a deal.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow $500 over 12 weeks, the Establishment fee (up to 20% of principal) is $100 and the total Monthly Fee (up to 4% of principal) is $60