What does Short Term Payday specializes in?
Short Term Payday is a website that offers comparison facility. We are not involved in loan lending. But with us you can rest assured to get complete assistance right from searching to applying for the loan that best suit your requirement.

How can I choose the right loan deal?
We offer easy comparison tools that will help you to compare a wide number of loan deals by different lenders at a time. Such tools are offered for free of cost and will help you to make the right choice.

Payday Loans

What are payday loans?
Payday loans are ideal solution for anyone who needs quick monetary assistance. If your next payday is days away and you need to fix any urgent expenditure then this loan is the best solution to consider.

Who can apply?
A very few preconditions are required to be fulfilled to qualify for a short term loan. Australian citizen who have attained 18 years, have a fixed income and a bank account can apply. Requirements may differ from lender to lender. Make sure to go through them carefully ahead of choosing a deal.

Short term loans

What are short term loans?
Any short cash crunches can be easily taken care of with short term loans. These are unsecured form of loan that can be obtained without pledging any collateral.

Do I have to pledge any collateral?
No, there is no need of pledging any collateral against the money received upon approval.

Installment Loans

What exactly are installment loans?
Installment loans are monetary assistance offered with easy repayment solution. These are short term monetary solution ideal for those who do not have enough cash to make repayment all at a time.

What is the repayment tenure?
Repayment tenure will depend on the amount of cash obtained upon approval.

What if I need any additional information?
You can contact us at Short Term Payday any time whenever you have any query or need information related to any of our services.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow $500 over 12 weeks, the Establishment fee (up to 20% of principal) is $100 and the total Monthly Fee (up to 4% of principal) is $60